Upton Mill Care Home
A 64-bed nursing home in Cirencester, operated by Porthaven Care Homes No 3 Limited. The numbers, the CQC rating and the finance to buy, refinance or develop a home like it.
Upton Mill Care Home is a 64-bed nursing home in Cirencester, operated by Porthaven Care Homes No 3 Limited. It holds a CQC rating of Good, a solid CQC rating that supports mainstream lending appetite. For a buyer, operator or lender the numbers that matter are its 64 registered beds, its rating and the strength of the operator behind it. We arrange the finance to buy, refinance or develop a home of this kind.
Upton Mill Care Home sits within a local market of 16 registered care homes and about 847 beds in Cirencester. That competitive set, and the rating profile across it, is part of how an acquisition here is underwritten.
Financing a home like Upton Mill Care Home
Whether you are acquiring Upton Mill Care Home, refinancing it onto better terms, or funding works, the facility is structured on the operator covenant, the CQC rating, occupancy and the fee mix. A commercial mortgage typically funds 70 to 75 percent of value over 15 to 25 years; going-concern operator finance is sized on EBITDARM; bridging covers a fast purchase or a pre-CQC period. We place the case with the lenders that back nursing homes of this profile.
On an indicative basis a 64-bed home values at around £3.9m using an England average of about £61k per bed (LaingBuisson, a Fair Cost of Care valuation basis, not a transaction price). A trading care home is actually valued on its stabilised profit and going-concern value by a specialist healthcare valuer, so the real figure turns on occupancy, fee mix and the operator. As a rough guide a lender might advance up to about £2.7m against a home of this size and rating, sized on trading profit rather than bricks.
This home at a glance
| Registered beds | 64 |
| Type | Nursing |
| CQC rating | Good |
| Operator | Porthaven Care Homes No 3 Limited |
| Indicative value | £3.9m |
| Indicative debt (70%) | £2.7m |
Indicative figures on a per-bed basis, not a valuation or an offer of finance.
Registered specialisms
- Dementia
- Caring for adults over 65 yrs
What determines the value of Upton Mill Care Home
A trading care home like Upton Mill Care Home is valued as a going concern, on its stabilised trading profit (EBITDARM) capitalised at a market multiple, rather than as bricks and mortar. A specialist healthcare valuer prepares the figure, and it can sit well above or below a simple per-bed estimate depending on how the home trades. The per-bed guide above is a starting point, not a valuation.
- Occupancy: how full the home runs, and how quickly empty beds refill
- Fee mix: the balance of private, self-funded and local-authority residents
- CQC rating: Good here, a direct input to both value and lender appetite
- Clinical staffing: nurse cover, agency reliance and the wage bill
- The building: room sizes, the en-suite and single-room share, and any capital works needed
- Location and catchment: local demand, competition and the self-funder base around Cirencester
Looking at other homes in the area? See care homes in Cirencester and the wider Gloucestershire care market or Porthaven Care Homes No 3 Limited's full portfolio.
Other care homes in Cirencester
- Hunters Care Centre 85 beds, Good
- Stratton Court 84 beds, Good
- Jubilee Lodge 74 beds, Requires improvement
- The Lakes Care Centre 64 beds, Good
- Elm Grove Care Home 60 beds, Good
More homes operated by Porthaven Care Homes No 3 Limited
- Cavell Park Care Home Maidstone
- Falkland Grange Care Home Newbury
- Deer Park Care Home Lydney
- Hartfield House Care Home Leatherhead
Financing Upton Mill Care Home: common questions
How is Upton Mill Care Home valued?
On its stabilised trading profit and going-concern value, assessed by a specialist healthcare valuer, not on a per-bed rule of thumb. Occupancy, the fee mix, the CQC rating (currently Good) and staffing cost all feed the figure. Send us the trading accounts and we will give a view on value and what a lender would advance.
What should I check before buying Upton Mill Care Home?
The things that move value and fundability: the CQC rating and inspection history, occupancy and how fast beds refill, the fee mix, agency-staffing reliance, the building condition and en-suite provision, and the trading accounts behind the price. We pressure-test these as part of arranging the finance.
How much would it cost to buy a home like Upton Mill Care Home?
On an indicative £61k-per-bed basis a 64-bed home is in the region of £3.9m, but a trading care home is valued on its stabilised profit and going-concern value, not a per-bed rule of thumb. The real price turns on occupancy, the fee mix and the operator. We can give a fundability view once we see the trading figures.
Can I get finance to buy Upton Mill Care Home?
Most lenders fund up to 70 to 75 percent of value on a trading nursing home, sized on stabilised trading profit (EBITDARM). Leverage reflects the operator covenant, the CQC rating (currently Good), occupancy and the fee mix. We shortlist the lenders most likely to back a home of this profile.
Who operates Upton Mill Care Home?
Upton Mill Care Home is operated by Porthaven Care Homes No 3 Limited. You can see the operator's wider portfolio, bed stock and rating profile on our operator page. The operator's covenant is central to how any acquisition or refinance of this home is underwritten.
Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0. Registration and bed data only; this page is care home finance information and is not affiliated with, or endorsed by, Upton Mill Care Home or Porthaven Care Homes No 3 Limited. View the official CQC profile: cqc.org.uk.
Buying, refinancing or developing Upton Mill Care Home?
Send us the home and the operator and we will come back with a view on fundability and likely terms within one working day.