Terms & Conditions

These Terms govern your use of the Care Homes Finance website and our finance-arrangement service. By using the site or submitting an enquiry you accept these Terms.

Our role

We are a finance arranger and introducer. We are not a lender and we do not provide financial, legal, tax or investment advice. We introduce care home operators, buyers, investors and developers to lenders and funding partners and help structure and place funding. Any finance is provided by, and on the terms of, the relevant lender.

No offer of finance

Information on this website, including indicative rates, loan-to-value figures, loan-to-cost figures, terms and example structures, is illustrative only. It varies by lender, operator and case and does not constitute an offer of finance or a commitment to lend.

Regulatory status

Care home finance arranged for operators and for business and experienced borrowers is unregulated lending and falls outside the Financial Conduct Authority's regulated mortgage perimeter. Where a transaction would require FCA authorisation, including a regulated owner-occupier mortgage, we refer it to an authorised firm.

Care Homes Finance is a trading name of Lenzie Consulting Ltd, registered in England and Wales under company number 08174104, registered office Lynch Farm, Kensworth, Dunstable, LU6 3QZ. Care home finance arranged for operators and for business and experienced borrowers is unregulated lending and falls outside the Financial Conduct Authority's regulated mortgage perimeter. We are a finance arranger and introducer, not a lender, and we do not provide financial, legal or tax advice. Indicative terms, rates and loan-to-value or loan-to-cost figures are illustrative, vary by lender, operator and scheme, and are not an offer of finance. Where a transaction would require FCA authorisation, including a regulated owner-occupier mortgage, we refer it to a regulated firm.

Accuracy of information

Market and care home data shown on location pages is drawn from public sources and is provided for general context. It may not be current or complete and should not be relied on as the sole basis for any decision.

Liability

To the extent permitted by law, we are not liable for any loss arising from reliance on the website or from any finance arranged. Nothing in these Terms excludes liability that cannot lawfully be excluded.

Governing law

These Terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction.

Contact

Questions about these Terms can be sent to enquiries@carehomesfinance.co.uk.