Locations

Care home finance in Greater London

Funding to buy, build, refinance and operate care homes across 50 towns and cities in Greater London.

1,236
Registered care homes (CQC)
36,410
Registered beds
90%
Rated Good or Outstanding
£1,450/wk
London avg weekly fee

We arrange care home finance across Greater London, from commercial mortgages and development finance through bridging and refinance to going-concern operator finance and sale-and-leaseback. We work with operators, buyers, investors and developers, matching each home and operator to the lenders that back the setting.

Greater London sits in the London care market. High fees and one of the strongest fee uplifts, against the highest property costs per bed and historically lower occupancy. Choose a town below for its regional care market data and local catchment context, or talk to us about a home anywhere in the county.

Finance

The finance we arrange in Greater London

The structures we use across the care home lifecycle, alone or together.

Care home purchase and investment finance

The commercial mortgage that funds the purchase of a trading care home, or an investment home let to an operator. We arrange and place the debt with the lenders that understand the sector.

Care home development finance

The facility that funds a ground-up build, a major extension or a conversion into a registered care home, drawn in stages through construction to a stabilised exit.

Care home bridging finance

Short-term bridging finance when speed matters: an auction purchase, a fast completion, a pre-CQC buy, a light refurbishment or a chain-break, refinanced onto a term mortgage once the home settles.

Care home refinance

Refinancing your care home to reduce the rate, release capital from rising value, restructure the debt or exit a bridge onto a long-term commercial mortgage.

Going-concern and operator finance

Finance for care operators that is sized on the trading business, the EBITDARM profit and the going-concern value, rather than on the property alone.

Owner-occupier care home mortgage

The commercial mortgage for the operator who runs the home and owns the freehold they trade from, sized on the business they run rather than on a tenant's rent.

Sale and leaseback (OpCo/PropCo)

Releasing the capital tied up in your care home property by selling the freehold to an investor and leasing it back on a long lease, splitting the operating company from the property company.

Mezzanine and equity

The top-up layer that sits behind the senior loan to fill the equity gap on a care home development or acquisition, lifting total leverage when the senior facility alone does not reach.

Care market

Registered care homes across Greater London

CQC registers 1,236 care homes with around 36,410 beds in Greater London, of which 381 hold a nursing registration. The towns with the deepest registered bed stock, the competitive set for a buyer or operator weighing an acquisition here.

TownHomesBedsNursing
Croydon1153,21037
Barnet672,39122
Harrow641,89221
Enfield641,65314
Bromley451,64021
Richmond471,55215
Bexley281,53911
Kingston401,42820

Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0.

Operators

Care home groups operating in Greater London

The multi-home operators with the deepest registered bed stock in the county, the covenants a lender or acquirer underwrites here.

OperatorHomes in Greater LondonBedsGroup homes
Care UK Care Services Limited342,248226
Care UK Community Partnerships Ltd211,514105
Barchester Healthcare Homes Limited16995207
Sanctuary Care Limited1781177
Willowbrook Healthcare Limited770849
Bondcare (London) Limited867617
MMCG (2) Limited542412
Jewish Care64036

Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0.

Care settings

Care settings we fund across Greater London

Every setting is registered, run and underwritten differently. We know which lenders back each one.

Funding a care home in Greater London?

Send us the home and the operator and we will come back with a view on fundability and likely terms.