11
Registered beds
Northumberland care home
The Gables Care Home
A 11-bed residential care home in Bedlington, operated by The Gables (Northumberland) Ltd. The numbers, the CQC rating and the finance to buy, refinance or develop a home like it.
Written and reviewed by Matt Lenzie Founder & Principal Broker · 25 years arranging care home finance · Reviewed June 2026
Residential
Registration type
Good
CQC rating (21/10/2021)
£671k
Indicative value
The Gables Care Home is a 11-bed residential care home in Bedlington, operated by The Gables (Northumberland) Ltd. It holds a CQC rating of Good, a solid CQC rating that supports mainstream lending appetite. For a buyer, operator or lender the numbers that matter are its 11 registered beds, its rating and the strength of the operator behind it. We arrange the finance to buy, refinance or develop a home of this kind.
The Gables Care Home sits within a local market of 7 registered care homes and about 242 beds in Bedlington. That competitive set, and the rating profile across it, is part of how an acquisition here is underwritten.
Financing a home like The Gables Care Home
Whether you are acquiring The Gables Care Home, refinancing it onto better terms, or funding works, the facility is structured on the operator covenant, the CQC rating, occupancy and the fee mix. A commercial mortgage typically funds 70 to 75 percent of value over 15 to 25 years; going-concern operator finance is sized on EBITDARM; bridging covers a fast purchase or a pre-CQC period. We place the case with the lenders that back residential homes of this profile.
On an indicative basis a 11-bed home values at around £671k using an England average of about £61k per bed (LaingBuisson, a Fair Cost of Care valuation basis, not a transaction price). A trading care home is actually valued on its stabilised profit and going-concern value by a specialist healthcare valuer, so the real figure turns on occupancy, fee mix and the operator. As a rough guide a lender might advance up to about £470k against a home of this size and rating, sized on trading profit rather than bricks.
This home at a glance
| Registered beds | 11 |
| Type | Residential |
| CQC rating | Good |
| Operator | The Gables (Northumberland) Ltd |
| Indicative value | £671k |
| Indicative debt (70%) | £470k |
Indicative figures on a per-bed basis, not a valuation or an offer of finance.
Registered specialisms
- Caring for adults under 65 yrs
- Mental health conditions
What determines the value of The Gables Care Home
A trading care home like The Gables Care Home is valued as a going concern, on its stabilised trading profit (EBITDARM) capitalised at a market multiple, rather than as bricks and mortar. A specialist healthcare valuer prepares the figure, and it can sit well above or below a simple per-bed estimate depending on how the home trades. The per-bed guide above is a starting point, not a valuation.
- Occupancy: how full the home runs, and how quickly empty beds refill
- Fee mix: the balance of private, self-funded and local-authority residents
- CQC rating: Good here, a direct input to both value and lender appetite
- Staffing: care-hours per resident and agency reliance
- The building: room sizes, the en-suite and single-room share, and any capital works needed
- Location and catchment: local demand, competition and the self-funder base around Bedlington
Looking at other homes in the area? See care homes in Bedlington and the wider Northumberland care market.
Other care homes in Bedlington
- Meadow Park 61 beds, Good
- Birkinshaw Manor 54 beds, Good
- Chester Court 41 beds, Good
- Holmside Residential Care Home 39 beds, Good
- The Willows 27 beds, Good
FAQ
Financing The Gables Care Home: common questions
How is The Gables Care Home valued?
On its stabilised trading profit and going-concern value, assessed by a specialist healthcare valuer, not on a per-bed rule of thumb. Occupancy, the fee mix, the CQC rating (currently Good) and staffing cost all feed the figure. Send us the trading accounts and we will give a view on value and what a lender would advance.
What should I check before buying The Gables Care Home?
The things that move value and fundability: the CQC rating and inspection history, occupancy and how fast beds refill, the fee mix, agency-staffing reliance, the building condition and en-suite provision, and the trading accounts behind the price. We pressure-test these as part of arranging the finance.
How much would it cost to buy a home like The Gables Care Home?
On an indicative £61k-per-bed basis a 11-bed home is in the region of £671k, but a trading care home is valued on its stabilised profit and going-concern value, not a per-bed rule of thumb. The real price turns on occupancy, the fee mix and the operator. We can give a fundability view once we see the trading figures.
Can I get finance to buy The Gables Care Home?
Most lenders fund up to 70 to 75 percent of value on a trading residential care home, sized on stabilised trading profit (EBITDARM). Leverage reflects the operator covenant, the CQC rating (currently Good), occupancy and the fee mix. We shortlist the lenders most likely to back a home of this profile.
Who operates The Gables Care Home?
The Gables Care Home is operated by The Gables (Northumberland) Ltd. The operator's covenant is central to how any acquisition or refinance of this home is underwritten.
Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0. Registration and bed data only; this page is care home finance information and is not affiliated with, or endorsed by, The Gables Care Home or The Gables (Northumberland) Ltd. View the official CQC profile: cqc.org.uk.
Buying, refinancing or developing The Gables Care Home?
Send us the home and the operator and we will come back with a view on fundability and likely terms within one working day.