40
Registered beds
Suffolk care home
The Dell Care Home
A 40-bed residential care home in Lowestoft, operated by Wellbeing Care Limited. The numbers, the CQC rating and the finance to buy, refinance or develop a home like it.
Written and reviewed by Matt Lenzie Founder & Principal Broker · 25 years arranging care home finance · Reviewed June 2026
Residential
Registration type
Good
CQC rating (07/03/2023)
£2.4m
Indicative value
The Dell Care Home is a 40-bed residential care home in Lowestoft, operated by Wellbeing Care Limited. It holds a CQC rating of Good, a solid CQC rating that supports mainstream lending appetite. For a buyer, operator or lender the numbers that matter are its 40 registered beds, its rating and the strength of the operator behind it. We arrange the finance to buy, refinance or develop a home of this kind.
The Dell Care Home sits within a local market of 27 registered care homes and about 935 beds in Lowestoft. That competitive set, and the rating profile across it, is part of how an acquisition here is underwritten.
Financing a home like The Dell Care Home
Whether you are acquiring The Dell Care Home, refinancing it onto better terms, or funding works, the facility is structured on the operator covenant, the CQC rating, occupancy and the fee mix. A commercial mortgage typically funds 70 to 75 percent of value over 15 to 25 years; going-concern operator finance is sized on EBITDARM; bridging covers a fast purchase or a pre-CQC period. We place the case with the lenders that back residential homes of this profile.
On an indicative basis a 40-bed home values at around £2.4m using an England average of about £61k per bed (LaingBuisson, a Fair Cost of Care valuation basis, not a transaction price). A trading care home is actually valued on its stabilised profit and going-concern value by a specialist healthcare valuer, so the real figure turns on occupancy, fee mix and the operator. As a rough guide a lender might advance up to about £1.7m against a home of this size and rating, sized on trading profit rather than bricks.
This home at a glance
| Registered beds | 40 |
| Type | Residential |
| CQC rating | Good |
| Operator | Wellbeing Care Limited |
| Indicative value | £2.4m |
| Indicative debt (70%) | £1.7m |
Indicative figures on a per-bed basis, not a valuation or an offer of finance.
Registered specialisms
- Dementia
- Caring for adults over 65 yrs
What determines the value of The Dell Care Home
A trading care home like The Dell Care Home is valued as a going concern, on its stabilised trading profit (EBITDARM) capitalised at a market multiple, rather than as bricks and mortar. A specialist healthcare valuer prepares the figure, and it can sit well above or below a simple per-bed estimate depending on how the home trades. The per-bed guide above is a starting point, not a valuation.
- Occupancy: how full the home runs, and how quickly empty beds refill
- Fee mix: the balance of private, self-funded and local-authority residents
- CQC rating: Good here, a direct input to both value and lender appetite
- Staffing: care-hours per resident and agency reliance
- The building: room sizes, the en-suite and single-room share, and any capital works needed
- Location and catchment: local demand, competition and the self-funder base around Lowestoft
Looking at other homes in the area? See care homes in Lowestoft and the wider Suffolk care market or Wellbeing Care Limited's full portfolio.
Other care homes in Lowestoft
- Carlton Hall Residential Home and Village 86 beds, Good
- Britten Court 80 beds, Good
- Kirkley Manor 71 beds, Good
- Oulton Park Care Centre 60 beds, Good
- Blyford Residential Home 53 beds, Good
More homes operated by Wellbeing Care Limited
- Meadow View Care Home Wellingborough
FAQ
Financing The Dell Care Home: common questions
How is The Dell Care Home valued?
On its stabilised trading profit and going-concern value, assessed by a specialist healthcare valuer, not on a per-bed rule of thumb. Occupancy, the fee mix, the CQC rating (currently Good) and staffing cost all feed the figure. Send us the trading accounts and we will give a view on value and what a lender would advance.
What should I check before buying The Dell Care Home?
The things that move value and fundability: the CQC rating and inspection history, occupancy and how fast beds refill, the fee mix, agency-staffing reliance, the building condition and en-suite provision, and the trading accounts behind the price. We pressure-test these as part of arranging the finance.
How much would it cost to buy a home like The Dell Care Home?
On an indicative £61k-per-bed basis a 40-bed home is in the region of £2.4m, but a trading care home is valued on its stabilised profit and going-concern value, not a per-bed rule of thumb. The real price turns on occupancy, the fee mix and the operator. We can give a fundability view once we see the trading figures.
Can I get finance to buy The Dell Care Home?
Most lenders fund up to 70 to 75 percent of value on a trading residential care home, sized on stabilised trading profit (EBITDARM). Leverage reflects the operator covenant, the CQC rating (currently Good), occupancy and the fee mix. We shortlist the lenders most likely to back a home of this profile.
Who operates The Dell Care Home?
The Dell Care Home is operated by Wellbeing Care Limited. You can see the operator's wider portfolio, bed stock and rating profile on our operator page. The operator's covenant is central to how any acquisition or refinance of this home is underwritten.
Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0. Registration and bed data only; this page is care home finance information and is not affiliated with, or endorsed by, The Dell Care Home or Wellbeing Care Limited. View the official CQC profile: cqc.org.uk.
Buying, refinancing or developing The Dell Care Home?
Send us the home and the operator and we will come back with a view on fundability and likely terms within one working day.