Care home operator

Mrs K Kalkat and Mr GS Nijjar

3 registered care homes, about 67 beds across 2 counties in England. Portfolio, ratings and the finance an acquisition or refinance would use.

Matt Lenzie
Written and reviewed by Matt Lenzie Founder & Principal Broker · 25 years arranging care home finance · Reviewed June 2026
3
Registered care homes
67
Registered beds
2
Counties covered
33%
Rated Good or Outstanding

Mrs K Kalkat and Mr GS Nijjar operates 3 CQC-registered care homes with about 67 beds across 2 counties in England, a small group. Around 33% of its rated homes are rated Good or Outstanding. For an acquirer, lender or investor the group's covenant rests on that trading base and bed stock, and its CQC rating profile is the clearest read on operational quality across the portfolio.

Financing a group like Mrs K Kalkat and Mr GS Nijjar

We arrange finance relevant to a group of this scale: portfolio acquisition and whole-company funding, refinancing of an existing facility, development capital for new beds, and sale-and-leaseback to release freehold value while the operator keeps trading. Whether you are acquiring Mrs K Kalkat and Mr GS Nijjar, competing with it locally, or benchmarking covenant and rating profile before lending, the portfolio below is the operating footprint a credit decision reads.

CQC rating profile

Good1
Requires improvement2
Geographic spread

Where Mrs K Kalkat and Mr GS Nijjar operates

The group's footprint by county, the operating geography a lender or acquirer underwrites.

CountyHomesBedsTowns
Sussex2441
Lancashire1231
Portfolio

Mrs K Kalkat and Mr GS Nijjar care homes

Every registered home in the group, largest by bed count first.

Care homeLocationBedsTypeCQC rating
Lobswood House Bognor Regis 26 Residential Requires improvement
Sea Bank House Lytham St Annes 23 Residential Good
Kensington Lodge Bognor Regis 18 Residential Requires improvement

Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0. Registration and bed data only; not affiliated with or endorsed by Mrs K Kalkat and Mr GS Nijjar.

Acquiring, refinancing or competing with Mrs K Kalkat and Mr GS Nijjar?

Send us the deal or the home and we will come back with a view on fundability and likely terms within one working day.