Care home operator

Umika Trading Ltd

4 registered care homes, about 99 beds across 1 county in England. Portfolio, ratings and the finance an acquisition or refinance would use.

Matt Lenzie
Written and reviewed by Matt Lenzie Founder & Principal Broker · 25 years arranging care home finance · Reviewed June 2026
4
Registered care homes
99
Registered beds
1
Counties covered
100%
Rated Good or Outstanding

Umika Trading Ltd operates 4 CQC-registered care homes with about 99 beds across 1 county in England, a small group. Around 100% of its rated homes are rated Good or Outstanding. For an acquirer, lender or investor the group's covenant rests on that trading base and bed stock, and its CQC rating profile is the clearest read on operational quality across the portfolio.

Financing a group like Umika Trading Ltd

We arrange finance relevant to a group of this scale: portfolio acquisition and whole-company funding, refinancing of an existing facility, development capital for new beds, and sale-and-leaseback to release freehold value while the operator keeps trading. Whether you are acquiring Umika Trading Ltd, competing with it locally, or benchmarking covenant and rating profile before lending, the portfolio below is the operating footprint a credit decision reads.

CQC rating profile

Good4
Portfolio

Umika Trading Ltd care homes

Every registered home in the group, largest by bed count first.

Care homeLocationBedsTypeCQC rating
Umika Lodge Care Home Canvey Island 29 Residential Good
Amber Lodge Southend on Sea 25 Nursing Good
Aran Lodge Southend on Sea 24 Nursing Good
Ambika Lodge Care Home Canvey Island 21 Nursing Good

Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0. Registration and bed data only; not affiliated with or endorsed by Umika Trading Ltd.

Acquiring, refinancing or competing with Umika Trading Ltd?

Send us the deal or the home and we will come back with a view on fundability and likely terms within one working day.