British Home & Hospital for Incurables

British Home & Hospital for Incurables is a 127-bed nursing home in Merton, operated by Trustees of British Home & Hospital for Incurables. It holds a CQC rating of Requires improvement, a CQC rating that narrows lender appetite and tends to mean tighter terms until it improves. For a buyer, operator or lender the numbers that matter are its 127 registered beds, its rating and the strength of the operator behind it. We arrange the finance to buy, refinance or develop a home of this kind.

British Home & Hospital for Incurables sits within a local market of 72 registered care homes and about 1,761 beds in Merton. That competitive set, and the rating profile across it, is part of how an acquisition here is underwritten.

What determines the value of British Home & Hospital for Incurables

A trading care home like British Home & Hospital for Incurables is valued as a going concern, on its stabilised trading profit (EBITDARM) capitalised at a market multiple, rather than as bricks and mortar. A specialist healthcare valuer prepares the figure, and it can sit well above or below a simple per-bed estimate depending on how the home trades. The per-bed guide above is a starting point, not a valuation.

• Occupancy: how full the home runs, and how quickly empty beds refill
• Fee mix: the balance of private, self-funded and local-authority residents
• CQC rating: Requires improvement here, a direct input to both value and lender appetite
• Clinical staffing: nurse cover, agency reliance and the wage bill
• The building: room sizes, the en-suite and single-room share, and any capital works needed
• Location and catchment: local demand, competition and the self-funder base around Merton

Looking at other homes in the area? See care homes in Merton and the wider Greater London care market.