Locations

Care home finance in Devon

Funding to buy, build, refinance and operate care homes across 21 towns and cities in Devon.

478
Registered care homes (CQC)
12,752
Registered beds
86%
Rated Good or Outstanding
£1,350/wk
South West avg weekly fee

We arrange care home finance across Devon, from commercial mortgages and development finance through bridging and refinance to going-concern operator finance and sale-and-leaseback. We work with operators, buyers, investors and developers, matching each home and operator to the lenders that back the setting.

Devon sits in the South West care market. High fees, strong occupancy and the second-highest share of CQC Outstanding homes. Choose a town below for its regional care market data and local catchment context, or talk to us about a home anywhere in the county.

Finance

The finance we arrange in Devon

The structures we use across the care home lifecycle, alone or together.

Care home purchase and investment finance

The commercial mortgage that funds the purchase of a trading care home, or an investment home let to an operator. We arrange and place the debt with the lenders that understand the sector.

Care home development finance

The facility that funds a ground-up build, a major extension or a conversion into a registered care home, drawn in stages through construction to a stabilised exit.

Care home bridging finance

Short-term bridging finance when speed matters: an auction purchase, a fast completion, a pre-CQC buy, a light refurbishment or a chain-break, refinanced onto a term mortgage once the home settles.

Care home refinance

Refinancing your care home to reduce the rate, release capital from rising value, restructure the debt or exit a bridge onto a long-term commercial mortgage.

Going-concern and operator finance

Finance for care operators that is sized on the trading business, the EBITDARM profit and the going-concern value, rather than on the property alone.

Owner-occupier care home mortgage

The commercial mortgage for the operator who runs the home and owns the freehold they trade from, sized on the business they run rather than on a tenant's rent.

Sale and leaseback (OpCo/PropCo)

Releasing the capital tied up in your care home property by selling the freehold to an investor and leasing it back on a long lease, splitting the operating company from the property company.

Mezzanine and equity

The top-up layer that sits behind the senior loan to fill the equity gap on a care home development or acquisition, lifting total leverage when the senior facility alone does not reach.

Care market

Registered care homes across Devon

CQC registers 478 care homes with around 12,752 beds in Devon, of which 99 hold a nursing registration. The towns with the deepest registered bed stock, the competitive set for a buyer or operator weighing an acquisition here.

TownHomesBedsNursing
Plymouth922,44324
Exmouth621,69315
Newton Abbot681,5715
Exeter371,41013
Torquay451,1218
Barnstaple268376
Paignton226523
Tiverton275723

Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0.

Operators

Care home groups operating in Devon

The multi-home operators with the deepest registered bed stock in the county, the covenants a lender or acquirer underwrites here.

OperatorHomes in DevonBedsGroup homes
Barchester Healthcare Homes Limited5342207
Sanctuary Care Limited423677
Southern Healthcare (Wessex) Ltd52265
Stonehaven (Healthcare) Ltd72208
Peninsula Care Homes Limited52125
South West Care Homes Limited718510
Ashdown Care Limited31653
Harbour Healthcare Ltd215012

Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0.

Care settings

Care settings we fund across Devon

Every setting is registered, run and underwritten differently. We know which lenders back each one.

Funding a care home in Devon?

Send us the home and the operator and we will come back with a view on fundability and likely terms.