Locations

Care home finance in Warwickshire

Funding to buy, build, refinance and operate care homes across 8 towns and cities in Warwickshire.

144
Registered care homes (CQC)
5,285
Registered beds
81%
Rated Good or Outstanding
£1,250/wk
West Midlands avg weekly fee

We arrange care home finance across Warwickshire, from commercial mortgages and development finance through bridging and refinance to going-concern operator finance and sale-and-leaseback. We work with operators, buyers, investors and developers, matching each home and operator to the lenders that back the setting.

Warwickshire sits in the West Midlands care market. The highest regional occupancy in the UK sample, with healthy occupancy growth. Choose a town below for its regional care market data and local catchment context, or talk to us about a home anywhere in the county.

Finance

The finance we arrange in Warwickshire

The structures we use across the care home lifecycle, alone or together.

Care home purchase and investment finance

The commercial mortgage that funds the purchase of a trading care home, or an investment home let to an operator. We arrange and place the debt with the lenders that understand the sector.

Care home development finance

The facility that funds a ground-up build, a major extension or a conversion into a registered care home, drawn in stages through construction to a stabilised exit.

Care home bridging finance

Short-term bridging finance when speed matters: an auction purchase, a fast completion, a pre-CQC buy, a light refurbishment or a chain-break, refinanced onto a term mortgage once the home settles.

Care home refinance

Refinancing your care home to reduce the rate, release capital from rising value, restructure the debt or exit a bridge onto a long-term commercial mortgage.

Going-concern and operator finance

Finance for care operators that is sized on the trading business, the EBITDARM profit and the going-concern value, rather than on the property alone.

Owner-occupier care home mortgage

The commercial mortgage for the operator who runs the home and owns the freehold they trade from, sized on the business they run rather than on a tenant's rent.

Sale and leaseback (OpCo/PropCo)

Releasing the capital tied up in your care home property by selling the freehold to an investor and leasing it back on a long lease, splitting the operating company from the property company.

Mezzanine and equity

The top-up layer that sits behind the senior loan to fill the equity gap on a care home development or acquisition, lifting total leverage when the senior facility alone does not reach.

Care market

Registered care homes across Warwickshire

CQC registers 144 care homes with around 5,285 beds in Warwickshire, of which 47 hold a nursing registration. The towns with the deepest registered bed stock, the competitive set for a buyer or operator weighing an acquisition here.

TownHomesBedsNursing
Stratford-upon-Avon331,29312
Rugby311,1189
Leamington Spa281,02714
Nuneaton298514
Warwick53262
Kenilworth52683
Bedworth92432
Atherstone41591

Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0.

Operators

Care home groups operating in Warwickshire

The multi-home operators with the deepest registered bed stock in the county, the covenants a lender or acquirer underwrites here.

OperatorHomes in WarwickshireBedsGroup homes
WCS Care Group Limited1255113
Runwood Homes Limited644455
Care UK Care Services Limited5326226
Barchester Healthcare Homes Limited3221207
Care UK Community Partnerships Ltd3200105
Crosscrown Limited51535
Bupa Care Homes (ANS) Limited212426
Prime Life Limited312151

Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0.

By town

Care home finance by town in Warwickshire

Each town has its regional care market data and local catchment context.

Care settings

Care settings we fund across Warwickshire

Every setting is registered, run and underwritten differently. We know which lenders back each one.

Funding a care home in Warwickshire?

Send us the home and the operator and we will come back with a view on fundability and likely terms.