Locations

Care home finance in Wiltshire

Funding to buy, build, refinance and operate care homes across 12 towns and cities in Wiltshire.

198
Registered care homes (CQC)
6,091
Registered beds
89%
Rated Good or Outstanding
£1,350/wk
South West avg weekly fee

We arrange care home finance across Wiltshire, from commercial mortgages and development finance through bridging and refinance to going-concern operator finance and sale-and-leaseback. We work with operators, buyers, investors and developers, matching each home and operator to the lenders that back the setting.

Wiltshire sits in the South West care market. High fees, strong occupancy and the second-highest share of CQC Outstanding homes. Choose a town below for its regional care market data and local catchment context, or talk to us about a home anywhere in the county.

Finance

The finance we arrange in Wiltshire

The structures we use across the care home lifecycle, alone or together.

Care home purchase and investment finance

The commercial mortgage that funds the purchase of a trading care home, or an investment home let to an operator. We arrange and place the debt with the lenders that understand the sector.

Care home development finance

The facility that funds a ground-up build, a major extension or a conversion into a registered care home, drawn in stages through construction to a stabilised exit.

Care home bridging finance

Short-term bridging finance when speed matters: an auction purchase, a fast completion, a pre-CQC buy, a light refurbishment or a chain-break, refinanced onto a term mortgage once the home settles.

Care home refinance

Refinancing your care home to reduce the rate, release capital from rising value, restructure the debt or exit a bridge onto a long-term commercial mortgage.

Going-concern and operator finance

Finance for care operators that is sized on the trading business, the EBITDARM profit and the going-concern value, rather than on the property alone.

Owner-occupier care home mortgage

The commercial mortgage for the operator who runs the home and owns the freehold they trade from, sized on the business they run rather than on a tenant's rent.

Sale and leaseback (OpCo/PropCo)

Releasing the capital tied up in your care home property by selling the freehold to an investor and leasing it back on a long lease, splitting the operating company from the property company.

Mezzanine and equity

The top-up layer that sits behind the senior loan to fill the equity gap on a care home development or acquisition, lifting total leverage when the senior facility alone does not reach.

Care market

Registered care homes across Wiltshire

CQC registers 198 care homes with around 6,091 beds in Wiltshire, of which 55 hold a nursing registration. The towns with the deepest registered bed stock, the competitive set for a buyer or operator weighing an acquisition here.

TownHomesBedsNursing
Swindon521,68917
Salisbury461,60215
Chippenham226743
Warminster103833
Trowbridge213552
Devizes83154
Marlborough103093
Melksham92503

Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0.

Operators

Care home groups operating in Wiltshire

The multi-home operators with the deepest registered bed stock in the county, the covenants a lender or acquirer underwrites here.

OperatorHomes in WiltshireBedsGroup homes
The Orders Of St. John Care Trust1582154
Barchester Healthcare Homes Limited7480207
Care UK Care Services Limited3183226
Wessex Care Limited51635
HC-One No.1 Limited214733
MMCG (2) Limited214512
Coate Water Care Company Limited31363
Elmfield Care Limited21322

Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0.

By town

Care home finance by town in Wiltshire

Each town has its regional care market data and local catchment context.

Care settings

Care settings we fund across Wiltshire

Every setting is registered, run and underwritten differently. We know which lenders back each one.

Funding a care home in Wiltshire?

Send us the home and the operator and we will come back with a view on fundability and likely terms.