88.7%
Sector occupancy (Knight Frank)
Somerset
Care Home Finance in Yeovil
Commercial mortgages, development, bridging, refinance and going-concern operator finance for care homes in Yeovil. This is finance for the home as a business, not help with care fees.
Written and reviewed by Matt Lenzie Founder & Principal Broker · 25 years arranging care home finance · Reviewed June 2026
£1,350/wk
South West avg weekly fee
6.2%
Fee growth, year on year
4.5%
Prime yield (Knight Frank)
If you are buying, building or refinancing a care home in Yeovil, the right facility is rarely the cheapest headline rate. It is the one that reflects the operator covenant, the CQC rating and the occupancy, and that funds the home through to stabilised trading. We arrange care home finance across Yeovil and the wider Somerset market, from commercial mortgages to going-concern operator finance.
A Yeovil home is assessed as a going concern: its operator, registration, occupancy and the balance of private, self-funded and local-authority fees. Average weekly fees in the South West run at about £1,350/wk (Knight Frank, 2025), and national occupancy held at 88.7% (Knight Frank, FY2024/25), the backdrop a lender reads when sizing a facility here.
Care home finance structures for Yeovil homes
We arrange the full range of care home finance for Yeovil operators and buyers. A commercial mortgage funds the purchase of a trading home, typically to 70 to 75 percent of value over a 15 to 25 year term, with the loan sized on the home's stabilised trading profit. Development finance funds a ground-up build, extension or conversion, usually to 60 to 70 percent of cost. Bridging moves at auction or pre-CQC pace. Refinance lowers a rate, raises capital or exits a bridge. Going-concern operator finance is sized on EBITDARM and the going-concern value rather than the property alone, and sale-and-leaseback releases capital from a freehold while the operator keeps running the home. We match each case to the lenders that back this kind of home across Somerset.
Care homes we finance across Yeovil
Each care setting is registered, run and underwritten differently, and we arrange finance for all of them in Yeovil and across Somerset. That covers elderly residential and nursing homes, dementia and memory care, specialist and high-acuity care, supported living, learning disability and mental health settings, children's homes, and retirement and extra-care schemes. A nursing home turns on clinical staffing and acuity. A children's home turns on Ofsted standing and local-authority commissioning. Knowing which lender backs which setting here, and at what leverage, is the work we do before a case ever reaches a credit committee. Local planning records show recent care-related activity in the Yeovil area, a read on demand for modern bed stock locally.
Finance we arrange for Yeovil homes
What returns does a Yeovil care home make?
A care home is bought as a trading business, so the return comes from operating profit, not rental yield alone. Mature homes nationally ran at 88.7% occupancy (Knight Frank, FY2024/25), and average weekly fees in the South West sat at about £1,350/wk (Knight Frank, 2025), the two levers that drive the bottom line. Investors size the deal on EBITDARM, the earnings measure lenders use, and on the going-concern value a specialist healthcare valuer puts on the home. Prime care home yields have sat around 4.5% (Knight Frank, Q1 2025), with operational and regional homes priced higher to reflect trading risk. In Yeovil the figure that matters is the individual home's profit, its CQC rating and how full it runs.
Before you buy a care home in Yeovil, the checks that matter are the CQC rating and inspection history, the staffing model and agency reliance, the fee mix between private, self-funded and local-authority residents, the property condition and any en-suite or single-room shortfall, and the trading accounts behind the asking price. We pressure-test these as part of arranging the finance, because the same things a buyer should worry about are the things a lender underwrites.
The South West care market and your Yeovil home
High fees, strong occupancy and the second-highest share of CQC Outstanding homes. An ageing population and strong ratings underpin dependable demand. Average weekly fees in the South West run at about £1,350/wk, up 6.2% year on year (Knight Frank, 2025). Lenders read these regional fee and occupancy trends, alongside the home's own trading record, when they size a facility for a Yeovil home.
- Older demographic profile across the region
- Strong occupancy
- High share of well-rated homes
CQC directory
Registered care homes in Yeovil
CQC registers 18 care homes in Yeovil with about 651 beds between them, of which 6 hold a nursing registration. Around 100% of rated homes here are rated Good or Outstanding, which makes Yeovil a established local care market of a workable scale. For a buyer or operator this is the competitive set, the bed stock and the quality benchmark a new acquisition is underwritten against; for a lender the local rating profile is a read on covenant and on how hard occupancy is won.
18
Registered care homes
651
Registered beds
6
With nursing registration
100%
Rated Good or Outstanding
Largest registered homes in Yeovil
| Care home | Beds | Type | CQC rating | Operator |
|---|---|---|---|---|
| West Abbey | 92 | Nursing | Good | Barchester Healthcare Homes Limited |
| Potter House | 66 | Residential | Not rated | Crystal Care Homes Yeovil Limited |
| Cooksons Court | 65 | Nursing | Outstanding | Somerset Care Limited |
| Grovelands | 61 | Residential | Outstanding | Somerset Care Limited |
| Ivelhurst Nursing Home | 58 | Nursing | Good | Ivelhurst Nursing Home Limited |
| The Knoll Nursing Home (Yeovil) Limited | 47 | Nursing | Good | The Knoll Nursing Home (Yeovil) Limited |
| Cambian Lufton Manor College | 40 | Residential | Good | Cambian Whinfell School Limited |
| Chestnut Lodge | 38 | Nursing | Good | Camelot Care (Yeovil) Ltd |
| Yeovil - Sherborne House Care Home | 38 | Nursing | Good | Altogether Care LLP |
| Beechwood House Care Home | 28 | Residential | Good | Beechwood House Limited |
| The Elms Residential Home | 28 | Residential | Good | The Elms Residential Home (Yeovil) Limited |
| Fir Villa Residential Home | 24 | Residential | Good | Marston Care Limited |
| Compton View Residential Care Home | 18 | Residential | Good | Blue Sunrise Care Limited |
| Mrs A and Mr R Brooks - 5 Everton Road | 15 | Residential | Good | Mrs A and Mr R Brooks |
| Wisteria House Residential Home - Somerset | 13 | Residential | Good | Mr & Mrs S Wortley |
| Dimensions Somerset Selwyn House | 8 | Residential | Good | Dimensions Somerset Sev Limited |
| Cambian Lufton Manor College - White Horse | 6 | Residential | Not rated | Cambian Whinfell School Limited |
| Dimensions Somerset Spring View | 6 | Residential | Good | Dimensions Somerset Sev Limited |
Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0. Registration and bed data, not a recommendation of any individual home.
The local property market in Yeovil
Local house prices are a useful proxy for the strength of the self-funder catchment a care home draws on. Yeovil recorded around 737 residential sales over the past year at a median of £238,000, which makes the local market thinner but functional. A deeper, higher-value residential market tends to support a larger private and self-funded fee base, one input among the operator covenant, CQC rating and occupancy that drive a lending decision.
This residential data is local catchment context. It is not a care home valuation, which turns on the home's trading profit and going-concern value, assessed by a specialist healthcare valuer.
Residential sold price by type (Yeovil)
| Detached | £412,500 |
| Semi-detached | £255,000 |
| Terraced | £200,000 |
| Flat / apartment | £112,500 |
Source: HM Land Registry residential price-paid data, last 12 months. Local catchment context, not a care home valuation.
Recent price trend
| Quarter | Median | Sales |
|---|---|---|
| 2024-Q3 | £245k | 310 |
| 2024-Q4 | £255k | 287 |
| 2025-Q1 | £236k | 336 |
| 2025-Q2 | £230k | 229 |
| 2025-Q3 | £247k | 240 |
| 2025-Q4 | £235k | 268 |
| 2026-Q1 | £235k | 171 |
| 2026-Q2 | £225k | 76 |
Pipeline
Care-related planning near Yeovil
Recent care-related planning activity recorded by South Somerset District Council (legacy portal), a read on local demand for modern bed stock.
-
Tyndale Nursing Home 36 Preston Road Yeovil Somerset BA21 3AQ
Change of use from HMO (sui generis) back to Class C2 (residential care home)
View on the planning portal →
FAQ
Care home finance in Yeovil: common questions
How much can I borrow to buy a care home in Yeovil?
Most lenders fund up to 70 to 75 percent of value on a trading care home, with the loan sized on the home's stabilised trading profit (EBITDARM) rather than the bricks alone. Leverage reflects the operator covenant, the CQC rating, occupancy and the fee mix. We hold more than one hundred lender relationships and shortlist the desks most likely to back a Yeovil home.
Which lenders provide care home finance in Yeovil?
We work across high-street and challenger banks, specialist healthcare lenders and debt funds, including names such as Shawbrook, OakNorth, Allica Bank and Assetz Capital. The right lender for a Yeovil home depends on the setting, the operator's track record and the leverage you need, and we match the case to the desks that actively back it across Somerset.
What are care home fees and occupancy like around Yeovil?
Care figures are reported regionally rather than town by town. In the South West, the average weekly fee runs at about £1,350/wk and has risen 6.2% year on year (Knight Frank, 2025), while occupancy across mature homes nationally held at 88.7% (Knight Frank, FY2024/25). We read these regional and national figures alongside the individual home's trading record.
How much money do you need to buy a care home in Yeovil?
Most buyers need a deposit of 25 to 30 percent of the price plus costs, since lenders fund 70 to 75 percent of value on a trading home. On top of the deposit you need working capital to run the home from day one and a contingency for any CQC or property works. The exact figure depends on the home's trading profit and your experience as an operator, which we assess before approaching lenders.
Is owning a care home in Yeovil profitable?
It can be, but profit turns on occupancy, the fee mix and staffing cost, not on the building. Well-run homes with strong CQC ratings and a healthy private-fee share trade profitably; homes with low occupancy, heavy agency use or fee pressure do not. We read the trading accounts and the operator before forming a view, and a lender does the same.
What are the red flags when buying a Yeovil care home?
The main warning signs are a poor or declining CQC rating, low or falling occupancy, heavy reliance on agency staff, a fee base skewed to lower local-authority rates, deferred building maintenance and a shortage of single en-suite rooms. None is necessarily fatal, but each affects value and fundability, which is why we and the lender scrutinise them.
Do you only arrange finance in Yeovil?
No. We arrange care home finance across the whole of Somerset and the wider UK, with the same approach: read the home and the operator, match the case to the lenders that back the setting, and negotiate terms on the borrower's behalf.
Nearby
Care home finance near Yeovil
The nearest towns we cover, each with its own registered care home directory and market context.
Funding a care home in Yeovil?
Send us the home and the operator and we will come back with a view on fundability and likely terms within one working day.