Locations

Care home finance in Somerset

Funding to buy, build, refinance and operate care homes across 16 towns and cities in Somerset.

286
Registered care homes (CQC)
8,978
Registered beds
92%
Rated Good or Outstanding
£1,350/wk
South West avg weekly fee

We arrange care home finance across Somerset, from commercial mortgages and development finance through bridging and refinance to going-concern operator finance and sale-and-leaseback. We work with operators, buyers, investors and developers, matching each home and operator to the lenders that back the setting.

Somerset sits in the South West care market. High fees, strong occupancy and the second-highest share of CQC Outstanding homes. Choose a town below for its regional care market data and local catchment context, or talk to us about a home anywhere in the county.

Finance

The finance we arrange in Somerset

The structures we use across the care home lifecycle, alone or together.

Care home purchase and investment finance

The commercial mortgage that funds the purchase of a trading care home, or an investment home let to an operator. We arrange and place the debt with the lenders that understand the sector.

Care home development finance

The facility that funds a ground-up build, a major extension or a conversion into a registered care home, drawn in stages through construction to a stabilised exit.

Care home bridging finance

Short-term bridging finance when speed matters: an auction purchase, a fast completion, a pre-CQC buy, a light refurbishment or a chain-break, refinanced onto a term mortgage once the home settles.

Care home refinance

Refinancing your care home to reduce the rate, release capital from rising value, restructure the debt or exit a bridge onto a long-term commercial mortgage.

Going-concern and operator finance

Finance for care operators that is sized on the trading business, the EBITDARM profit and the going-concern value, rather than on the property alone.

Owner-occupier care home mortgage

The commercial mortgage for the operator who runs the home and owns the freehold they trade from, sized on the business they run rather than on a tenant's rent.

Sale and leaseback (OpCo/PropCo)

Releasing the capital tied up in your care home property by selling the freehold to an investor and leasing it back on a long lease, splitting the operating company from the property company.

Mezzanine and equity

The top-up layer that sits behind the senior loan to fill the equity gap on a care home development or acquisition, lifting total leverage when the senior facility alone does not reach.

Care market

Registered care homes across Somerset

CQC registers 286 care homes with around 8,978 beds in Somerset, of which 88 hold a nursing registration. The towns with the deepest registered bed stock, the competitive set for a buyer or operator weighing an acquisition here.

TownHomesBedsNursing
Weston-super-Mare912,72932
Taunton531,51714
Bath291,04812
Yeovil186516
Bridgwater154974
Frome94165
Wellington94014
Wells83592

Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0.

Operators

Care home groups operating in Somerset

The multi-home operators with the deepest registered bed stock in the county, the covenants a lender or acquirer underwrites here.

OperatorHomes in SomersetBedsGroup homes
Somerset Care Limited181,04318
CCM NH Limited938010
Barchester Healthcare Homes Limited4304207
Care UK Care Services Limited4239226
Sanctuary Care Limited322477
Voyage 1 Limited17191227
Cedar Care Homes Limited418510
Camelot Care (Somerset) Limited21452

Source: Care Quality Commission care directory, 03 June 2026. Contains public sector information licensed under the Open Government Licence v3.0.

By town

Care home finance by town in Somerset

Each town has its regional care market data and local catchment context.

Care settings

Care settings we fund across Somerset

Every setting is registered, run and underwritten differently. We know which lenders back each one.

Funding a care home in Somerset?

Send us the home and the operator and we will come back with a view on fundability and likely terms.